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Aditya Birla Health Insurance introduces plan with up to 100 per cent return on premium

The policy will offer mental counselling coverage, homoeopathy telemedicine, home treatment, and a host of other industry-leading benefits~

Aditya Birla Health Insurance Company Ltd (ABHICL), the health insurance subsidiary of Aditya Birla Capital, announced an industry-first initiative of up to 100 per cent health insurance premium returns and other significant product offering upgrades. The newly designed version of its flagship product ‘Activ Health’ will inspire customers to lead a healthy lifestyle.  

The Activ Health policy is a feature-rich product that provides comprehensive health protection with extensive wellness benefits. Aditya Birla Health Insurance offers up to 100 per cent premium returns, i.e. HealthReturns, rewards and up to 100 per cent reload of the sum insured through its enhanced version of ‘Activ Health’ policy. The consumer is rewarded through a cash-equivalent which can be used for either health-related expenses like buying medicines, paying for diagnostic tests, daycare treatment, out-patient expenses (OPD), and alternative treatments (which are traditionally excluded), or most importantly can be used towards the payment of future premium. 

The plan allows the wellness ecosystem to be easily accessed by people without exclusivity. Going forth with the holistic health approach, the Activ Health plan also offers coverage for mental illness counselling, unlimited homoeopathy telemedicine, day-care treatments, modern and advance treatment methods, Day 1 coverage for chronic illnesses; for all customers, and more. One can become their healthiest version by tracking their health, accessing the details of their health insurance, and availing health care services through the Activ Health app. Customers can also earn their HealthReturns by working out with the workout videos available through the Activ Health app.

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